I hate the I have to pay money to conceive a child.
I hate the money we’ve already spent on this journey.
I hate that a major deal at work for me just fell through and that it means we have much less in our pocketbook to pay the bills with.
I hate that I just got a letter in the mail from Assurant Health stating that our premiums are going up 32 F*ING PERCENT next month.
I hate that said insurance doesn’t even cover infertility. No diagnostic work. Nothing.
How is that even justifiable???
I don’t know what to do.
Should I drop the coverage we have right now ($2k deductible, 70% covered after that to $9,500 + a maternity rider [with its own deductible of course]) and just get major medical? Since IF isn’t even covered and I’ve debated having a home birth anyway, this is what I’m starting to think might make more sense financially. I don’t know. I just don’t know.