I don’t think I’ve mentioned it on here yet, but we tried to switch to a new insurance company this past month. We’ve been with Assurant for years, and as of September our rate lock expired and our premiums were going up a gazillion percent (32% if I remember right – from $375 or so to $525 or so). Um, yeah, NOT good.
Long story short, we were going to switch to a different company that covered more things upfront before the deductible, drop the maternity rider that we’ve been paying on for two years already, and count on a state program that has to accept pregnant women if that day ever comes for me. Nice of my insurance guy to tell me that was an option 2 years ago when he tacked the $182/month maternity rider on, eh? Good thing he gets paid on commission. UGH. It was going to be a great option for us though.